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    Tips for the First Time Home Buyer

    Buying your first home can fill you with pride, but it can also be an intimidating process. There are horror stories of people who have purchased their first home only to find out it was ridiculously overpriced or that there are major problems with the property. Here at Seattle’s Best Real Estate, we want to provide everyone with the knowledge and advice they need to buy their first home. Here are our Top 5 Tips for the First Time Home Buyer.

    1. Get a Credit Check

    The first thing you need to do when you decide to buy a house is to get a credit check. The higher your credit score, the better deal you will get on a mortgage rate. If you have bad credit, or no credit at all, you should prolong buying a house for at least six months to a year to build or repair your credit.

    2. Stay within Your Budget

    One of the biggest mistakes a first time home buyer can make is buying a home that is out of their budgetary restraints. Many banks and mortgage lenders recommend that you spend no more than 25% of your month income on your mortgage or rent. Going over your budget can have negative impacts on your mortgage and credit score.

    3. Know What You Want

    Do not go into this process without some idea about what you want in your house. Figure out how much space you and your family will need, whether you want a house or a condo, and how many bathrooms and bedrooms you will need before you talk to Seattle’s Best Real Estate about buying your first home. We recommend that you make a list of “dealbreakers”, things you must have in your new home, and a list of “nice to have”s, accessories that you would like but don’t necessarily need.

    4. Get an Inspection

    Once you have found the house of your dreams for you and your family, get an inspection completed by a quality inspector, even if its a newly constructed home. The inspector will discover any flaws in the home and help you determine if your offer is too high or just right.

    5. Make an Offer

    Once it’s time to make an offer for the house, you should get advice from friends and family who have purchased a home and your Seattle’s Best Real Estate Realtor, David Bell. David will help you figure out, construct, a submit a fair offer for your first home.

    If you are a first time home buyer in the Seattle, WA area, you can contact us here or by calling us at 206-200-7737.

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